Junior Loan Processor - Remote Mortgage Loan Opening

About the role

Emapta is recruiting a Loan Opener / Junior Loan Processor for a US mortgage lender, working remotely from home. The role covers accurate mortgage file setup, documentation and processing coordination, helping borrowers move closer to homeownership. It is an indefinite-term type contract, day shift Monday to Friday (8:00 AM-5:00 PM EST), weekends off.

Key responsibilities

• Open and set up new loan files in Encompass, entering and verifying borrower, property and loan information.
• Review loan applications, disclosures and supporting documents, and collect, review and organise borrower documents such as income, asset, employment and insurance records.
• Upload, label and categorise loan documents in Encompass according to company procedures.
• Order and track credit reports, appraisals, title services and other third-party services, and follow up with borrowers, loan officers and processors to obtain outstanding documents.
• Maintain accurate loan notes, update file statuses and monitor the loan pipeline to meet internal deadlines and quality standards.
• Assist with resolving basic loan conditions and prepare files for the next stage of processing.

Required profile

• Preferred: 1 to 3 years of experience in mortgage lending, loan processing, loan opening or a related administrative role.
• Willingness to learn mortgage processing procedures and compliance requirements.
• Advanced English at C1 level or equivalent, with strong written and verbal communication.
• Ability to work efficiently in a fast-paced, deadline-driven environment.

Required skills

• Familiarity with Encompass loan origination software is a strong advantage.
• Proficiency in Microsoft Office or Google Workspace.
• Organised, detail-oriented, able to manage several loan files at once.

What we offer

• Competitive salary.
• Compliance with Dominican statutory benefits: 13th-month pay, paid annual vacation and public holidays, and social security covering health insurance, pension (AFP) and occupational risk insurance.
• Sick leave and disability coverage through Social Security.
• Career growth with global exposure and learning and development support through Emapta Academy.