Enhanced Due Diligence Analyst

About the role

The Enhanced Due Diligence (EDD) Analyst supports Scotiabank’s compliance framework by conducting thorough due‑diligence investigations, assessing client risk, and ensuring regulatory obligations are met. The role works Monday‑Friday (8:30 am‑5:30 pm) with optional Saturday coverage.

Key responsibilities

• Perform EDD activities in line with current regulations, policies and procedures within established timelines.
• Analyze client information, transaction patterns and external data to determine risk levels.
• Review negative news articles, assess materiality and verify matches to Scotiabank customers or related parties.
• Document findings clearly and concisely according to internal standards.
• Request additional information from business lines, escalating when necessary.
• Prepare and submit Unusual Transaction Reports (UTR) and supporting documentation to the Financial Investigation Unit (FIU).
• Maintain accurate records and audit trails for all due‑diligence activities.
• Promote a customer‑centric culture while adhering to the bank’s risk appetite and compliance standards.
• Support ad‑hoc AML workstreams, investigations and regulatory requests.

Required profile

• University degree in business, law or a related field (preferred).
• Minimum 1 year of experience in the financial industry, preferably in compliance, risk management or AML.
• General knowledge of international AML and banking regulatory standards.
• Strong analytical and critical‑thinking abilities.
• Bilingual proficiency in English and Spanish (required).
• Effective communication skills.

Required skills

What we offer

• Opportunity to develop a career within a leading North‑American bank.
• Collaborative, inclusive work environment.
• Continuous learning and professional development.